Implement Financing
Customized solutions for agriculture and commercial farmers
We offer implement financing solutions tailored to help farmers achieve optimal efficiency and productivity. John Deere Financial considers your income sources, financial stability, and the agricultural output of your farm to design the most suitable financing options.
Our implement loans help you invest in attachments and equipment critical to farming operations. You can access finance for up to 50%–60% of the value of qualifying implements and attachments—ensuring minimal upfront costs and maximum returns.
Flexible lending periods
We understand that agriculture is seasonal. That’s why we offer flexible implement financing options with loan tenures of up to 5 years, making repayments affordable and tailored to your business cycles.
Convenient and Flexible Repayment Structures
Agriculture operates on unique cash flow patterns, and we align our financial solutions accordingly. John Deere Financial supports monthly, quarterly, and semi-annual repayment options depending on your cropping cycle and revenue pattern.
This approach ensures minimal disruption to your finances while promoting the healthy growth of your farming operations. Our goal is to help you invest confidently in the tools that drive agricultural success.
Toll-Free Number- 18002091034
Email Us
Topics
- FAQs on Implement Financing
FAQs on Implement Financing
What is implement financing?
Implement financing is a loan offered specifically to help farmers purchase farming implements and attachments.
Who can apply for implement financing from John Deere?
Individual farmers, agri-entrepreneurs, and commercial farm owners are eligible based on income and landholding proof.
How much financing can I get for an implement?
You can get up to 50%–60% of the implement cost financed, subject to eligibility and implement type.
What is the maximum loan tenure offered?
We offer up to a 5-year repayment period, giving farmers the flexibility to plan repayments based on seasonal income.
Are repayment options customizable?
Yes. Choose from monthly, quarterly, or semi-annual EMIs as per your farm’s cash flow cycle.
Can I get implement financing without buying a John Deere tractor?
Yes. Implement financing is available independently, provided the implement is eligible for financing.
Is there a minimum income requirement for implement loan approval?
Yes, a stable income or farm revenue history may be required to determine creditworthiness.
What types of implements are eligible?
Implements like rotavators, ploughs, planters, harvesters, and other compatible John Deere attachments are usually eligible.
Can I prepay the implement loan?
Yes, prepayment is allowed. Please check with your John Deere dealer for applicable terms or charges.
What happens in case of EMI defaults?
Late EMIs may attract penalties. We recommend contacting us early if facing difficulties, so we can help reschedule payments.
How do I apply for implement financing?
You can apply by visiting your nearest John Deere dealership or contacting us online via the “Email Us” link.
What documents are required?
You’ll need basic KYC documents, income proof, land ownership proof, and quotation for the implement.
Is insurance included in implement financing?
In some cases, implement insurance may be bundled with the loan. Please confirm with your dealer.
How is implement financing different from equipment leasing?
Implement financing offers ownership at the end of the loan term, while leasing does not grant ownership.
How do I contact John Deere Financial for implement financing queries?
You can call the toll-free number 18002091034 or use the Email Us option available on the website for support.